We have summarised most of the Interest Rate and different Fee scenarios below.
| Axis | HDFC | HDB | ICICI | Fullerton | Citibank | |
| Interest rates for Top Companies with Special offer | 14.25 % | 13.99 % | 15 % | 14 % | 18 % | 14.5 % |
| Interest rates for Top Companies without offer | 15 % | 15.75 to 18.5 % | 15 % (for net Salary above 75,000) | 15.5 % (for net Salary above 75,000) | 20 % (for Loan amount above 7.7 lakh) | 14.75 % |
| Middle Tier Companies | 16 to 18.5 % | 15.75 to 18.5 % | 16 to 18 % (for salaries from 50,000 to 35,000) | 16 to 17 % (for salaries from 50,000 to 30,000) | 21 to 30 % (for Loan amount between 1.35 and 7.7 lakh) | 15.75 % |
| Bottom Tier Companies | 20 to 24 % | 22.25 % | 16 to 18 % (for salaries below 35,000) | 18.25 to 18.5 % (for salaries below 30,000) | 31 to 34 % (for Loan amount below 1.35 lakh) | 16.25 % |
| What is the Processing Fee | 1 to 2 % | 0.8 to 2.5 % | 1 to 2 % | 1.5 to 2.25 % | 2 to 4 % | 0 to 1 % |
| Is Part Payment Permitted | Yes (after 1st EMI) | No | Yes (for Top companies) | No | No | No |
| Is Pre-closure allowed? | Yes (it is not fined) | Yes (it is fined by 4 %) | Yes (it is not fined for Top Companies, others by 4 %) | Yes (it is fined by 4 %) | Yes (it is fined by 4 to 5 %) | Yes (it is fined by 0.5 to 2 %) |
