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What are the Interest Rates for Home Loan?


The permutations and combinations of Interest Rates and Charges of Home Loans from various Banks is numerous. We found it quite a challenge to summarise all the information in one page. We have tried to cover most of the scenarios here. However, for a specific case scenario, we request you to use our Compare Loans tool or you may also wish to contact us.


    ICICI Bank Axis Bank LIC HFL Indiabulls HDFC Bank IDBI Bank
Interest Rate
(Tier 1)
Floating 9.4 %
(0 to 75 lakh)
9.4 %
(0 to 28 lakh)
9.6 %
(0 to 3 crore)
9.4 %
(0 to 25 lakh)
9.4 %
(0 to 75 lakh)
9.6 %
(0 to 75 lakh)
Fixed 2     9.9%
(0 to 3 crore)
     
Fixed 3            
Fixed 5     10.25%
(0 to 75 lakh)
     
Fixed 10     10.6%
(0 to 75 lakh)
    10.75 %
(0 to 30 lakh)
Processing Fee   Rs. 2,500 to 0.5 % Rs. 10,000 to 0.5 % Rs. 10,000 to 1 % Rs. 7,500 to 0.5 % 0.5 % 0.5 %
Maximum Tenure   30 years 25 years 30 years 30 years 20 years 20 years
MOD Amount   0.5 % 0.5 % 0.5 % 0.5 % 0.5 % 0.5 %