What are the Documents required for Personal Loan?

Primarily 2 sets of documents are required for Personal Loan. KYC & Income documents.

Primary Documents

Document type	What are these Documents?	What are the options?
KYC	Know Your Customer. (ID, Age, Address & Signature proof)	PAN, Passport, Ration Card, Driving License, etc.
Income Documents	Documents that tell about your accountable Income	Pay Slip, Bank Statement, Form 16 etc.

Documents in detail

We have tried to make this list an exhaustive one. However, it is possible that from time to time, without notice, Banks may alter the list of documents required. Moreover, it is possible to take deviation in most of the cases if a particular document is not available.

Document	Options	Axis	HDFC	HDB	ICICI	Fullerton	Citibank
ID Proof	PAN (front & back), Passport, Driving License, Voter ID	M	M	M	M	M	M
Age Proof	PAN, Passport, Driving License, School Certificate, Birth Certificate	M	M	M	M	M	M
Signature Proof	PAN, Passport, Driving License	M	M	M	M	NM	M
Address Proof	Phone Bill, Gas Bill, EB Card and Bill, Bank Statement, Passport, Rental Agreement with Utility Bill	M	M	M	M	M	M
Photo	Recent Colour Passport	M	M	M	M	M	M
Pay Slip	Recent 3 months	M	M	M	M	M	M
Bank Statement	Recent 4 months (including present month update)	M	M	M	M	M	M
Work continuity	for more than 1 year (combination of offer letter and relieving letters)	M	M	M	M	M	M
Land Line (or) Post Paid Phone Bills	Recent	M	NM	HE	NM	NM	NM
Own House Proof	EB Card and Bill, Water Bill, Property Tax, Recent Sale Deed	M	NM	HE	NM	HE	NM
Form 16	Recent	NM	M	M	NM	M	NM
Company ID Card		NM	M	M	M	M	NM
Education Certificate	Highest qualification (Preferably PG, BE, CA etc)	HE	HE	HE	HE	HE	NM
Cancelled Cheque Leaf	of Salary Account	M	M	NR	NR	NR	NR

Legend

M	Mandatory
NM	Not Mandatory
HE	Highly Essential
NR	Not Required