Primarily 3 sets of documents are required for Home Loan. KYC, Income & Property documents.
For Self Employed, click here.
| Document type | What are these Documents? | What are the options? |
| KYC | Know Your Customer. (ID, Age, Address & Signature proof) | PAN, Passport, Ration Card, Driving License, etc. |
| Income Documents | Documents that tell about your accountable Income | Pay Slip, Bank Statement, Form 16 etc. |
| Property Documents | Documents that tell about your Property | Sale Agreement, Title Documents, Plan copies, Parents Documents, EC etc. |
We have attempted to simplify the detailed list. We have observed that by mentioning a lengthy list of documents in Home Loans, usually the whole perspective is lost. Therefore the list provided here is a guide for documentation. The executive assigned to you will guide you with your specific loan documents.
| Category | Type | Options |
| KYC Documents | ID Proof | PAN (this is highly essential), Passport, Driving License, Voter ID |
| Address Proof | Passport, Ration Card, Gas Bill, Bank Statement | |
| Photo | 2 Recent Passport Colour | |
| Income Documents | Pay Slip | 6 Recent Months |
| Bank Statement | 6 Recent Months, salary credit Bank Statement (plus latest month update) | |
| Form 16 & ITR | 2 recent years | |
| Other Documents | Work continuity | 3 years work proof (relieving letters if needed) |
| Latest CTC | Latest remuneration details on Appraisal / Promotion / Re-location Letter | |
| Company ID Card | Front and back | |
| Education Proof | Certificate of latest Qualification | |
| Co-Applicant Documents | KYC Documents | ID Proof, Address Proof, Photo |
| Relationship Proof | Marriage Certificate, Ration Card, Passport | |
| Income Documents (required only if Income is considered) | Recent, 6 months Pay Slip and Bank Statement (with latest month update) | |
| Processing Fee | 1
cheque as Log In Fee 2nd cheque after Sanction, before disbursement |
Amount vary for different banks. |
| Property Documents | Sale Agreement, Title Documents, Plan copies, Parents Documents, EC etc. |
